Everyone who visits this site or requests to benefit from the services offered on this site accepts all of the terms and conditions in this "Use Agreement". By using the Aspera Brokerlik website or requesting to benefit from the services offered by Aspera Brokerlik, you undertake to be bound by the terms and conditions in this "Agreement of Use", the provisions of the "Privacy Policy", which are an integral part of this text, and other instructions on this site. If you do not accept the terms contained herein, you may not access or use this website. If you do not accept the terms here, you should stop your use immediately if you started using it.

Aspera Insurance and Reinsurance Brokering Services Inc. (Aspera Brokerlik) reserves the right to make changes at any time in this "User Agreement", "Privacy Policy" and other instructions on this site. These changes will be valid and binding from the date they are published on gencsigorta.com. It is the user's responsibility to follow the changes. Aspera Brokerlik has no obligation to notify you of the changes separately. By continuing to use Aspera Brokerage services, you are deemed to have accepted these changes.

1. Aspera Brokerage

Aspera Brokering is an insurance and reinsurance brokerage firm that represents those who want to have insurance or reinsurance contracts, acts completely impartially and independently in the selection of the companies to which these contracts will be made, and takes care of the rights and interests of those who want to get coverage, brings together insurance companies with those who want to make insurance contracts, and acts as an intermediary in insurance contracts. . Asperabroker.com carries out the preparatory work before the conclusion of the insurance contract and assists in the implementation of these agreements or in the payment of compensation when necessary.

2.Asperabroker.com

Asperabroker.com belongs to Aspera Insurance and Reinsurance Brokerage. Aspera Insurance and Reinsurance Brokerage is responsible for all services provided on the website of Asperabroker.com.

3. Those Who Can Benefit From The Service

All natural and legal persons capable of exercising civil rights can benefit from the services offered by Asperabroker.com. Those who are under the age of 18 or underage, those who are limited and do not have the power to appeal can only take action through their parents or legal representatives. In order to make a policy, you must enter your real name or title, address, telephone number and valid credit card information into the system. It is also possible to claim insurance on your own behalf and for the benefit of others.

The subject of the contract

This Agreement is concluded with the User's login to the www.gencsigorta.com website and/or mobile site, and the Member's click on the button on the following pages on the www.gencsigorta.com website and/or mobile site and the Get Offer step, which allows the transactions to continue. will be established, and simultaneously with the conclusion of this Agreement, the User/Member will have authorized Asperabroker.com as an authorized insurance broker to act on its behalf before insurance companies. This Agreement also regulates the provisions regarding the rights and obligations of the Parties regarding the insurance brokerage service to be provided by Asperabroker.com.

https://www.asperabroker.com/ 

5.Asperabroker.com's Responsibilities

The responsibility of Asperabroker.com is limited to the provision of the services specified on the site, which it agrees to provide, for the conclusion of the insurance contract and, if necessary, to assist in the payment of damage costs. The rights and responsibilities arising from the insurance policy belong to the parties of the contract in question, and Asperabroker.com has no responsibility in their performance.

All kinds of issues related to policy terms, changes in prices, damage payments and the implementation of the policy are under the responsibility and responsibility of the relevant Insurance Company within the framework of the laws and regulations to which the Insurance Companies are subject.

Asperabroker.com is obliged to investigate the accuracy of the information and content transmitted by the User/Member to Asperabroker.com or uploaded, changed or provided by them through the Site or Mobile Site, and to undertake and guarantee that this information and content is safe, accurate and legal, and nor can it be held responsible for any damages that may arise due to the inaccuracy or inaccuracy of the said information and content.

Asperabroker.com is protected by Global Sign SSL certificate for the security of the information entered. Therefore, the information provided can not be seen by other people on the internet.

Asperabroker.com will not disclose to third parties the personal information transmitted to it electronically by users through the www.asperabroker.com site. This information can only be accessed by the personnel of Asperabroker.com (Aspera Brokerlik) and the personnel of insurance companies in order to fulfill the service requested by the User/Member and to the extent required by the service. Personal information includes any other information to identify the user such as person name-surname, TR Identity Number, address, telephone number, mobile phone, e-mail address, and will be referred to as Confidential Information for short.

Asperabroker.com will not disclose personal information to any company or third parties, except as defined in this User Agreement. Gencsigorta.com may use personal information within its own body to determine a customer profile, to offer promotions and campaigns suitable for the customer profile, and to conduct statistical studies.

Despite Asperabroker.com taking the necessary information security measures, Asperabroker.com and Aspera Brokerage bear no responsibility in case confidential information is damaged or in the hands of third parties as a result of attacks on www.asperabroker.com site and/or mobile site and system. will not.

Asperabroker.com can obtain information about users / members and users / members' use of www.asperabroker.com site and mobile site by using a technical communication file (Cookie-Cookie). However, if users wish, they can change the browser settings so that the technical communication file does not arrive or a warning is given when the technical communication file is sent.

Receiving service from Asperabroker.com does not mean that the performance of Asperabroker.com, the insurance company or the insured/insured is guaranteed. Therefore, Asperabroker.com and Aspera Brokerage have no responsibility for the debts in the insurance policy. Insurance coverage is only provided by insurance companies. Asperabroker.com does not provide insurance, only mediates the agreement between insurance companies and the policyholder/insured.

The credit card information requested on the policy premium collection page is never kept on Asperabroker.com servers in order to keep the security of customers shopping on the site at the highest level. All transactions for payment in this way are available at www. It is provided through the Asperabroker.com interface between the insurance company, the bank and your computer.

All information on our website regarding policy terms, coverages, premium rates and amounts is information obtained from insurance companies. In case the insurance companies change these conditions, no demand can be made from Asperabroker.com in this regard. Asperabroker.com also does not guarantee that insurance companies will provide policies under the conditions on this site. The applicable policy terms will be those contained in the policy to be issued. Users/members of Asperabroker.com who receive service through the www.asperabroker.com website, mobile site and/or the Insurance Support Line at 0212 999 08 61 can be accessed by the users/members of Asperabroker.com, which they specify when receiving service and/or membership registration, or by logging in and then making their own account. via fixed and mobile phone lines, fixed addresses, e-mail addresses and other contact information they have updated, Provided that they have given their consent during the transaction, they have the right to send messages to the user for announcements, campaigns, special discounts and other marketing purposes by letter, e-mail, SMS, phone call and similar methods. These messages may contain information about the product or products you have purchased, other products that we think you may be interested in, advertisements created in line with our cooperation with third parties, and similar information.

The content and registration information (shipping time, shipping medium, shipping address/number) of all shipments to be sent to the user/member will be stored by Asperabroker.com to be submitted to the Ministry of Customs and Trade when necessary and/or requested.

In the event that the user gives up the consent given by Asperabroker.com to communicate with him for marketing purposes, on the website and/or phone; In the e-mails sent from Asperabroker.com, “Click here if you do not want to receive Asperabroker.com newsletters.” You can easily unsubscribe from the e-mail list by clicking the link, sending an e-mail to [email protected] or calling our Insurance Support Line at 0212 999 08 61, again by sending an e-mail to [email protected] or 0212 999 08 By calling our Insurance Support Line at number 61, they may indicate that they do not want to receive SMS messages we send from time to time to provide information about our services, and that they do not want to be called. Members logging in can also make these updates themselves from the membership information page. Each user/member can return their contact information to the status I want to receive messages with the above methods at any time. User/member information will be kept until the date determined by Asperabroker.com at any time in the future due to needs and/or technical requirements.

6. User Responsibilities

The User/Member accepts, declares and undertakes to share the necessary information with the relevant persons and institutions in case of participating in all kinds of campaigns and sweepstakes to be carried out by Asperabroker.com on its web and mobile sites.

7. Intellectual Property Rights

All Rights Reserved ©

All proprietary or unregistered intellectual property rights such as title, business name, trademark, patent, logo, design, information and method on this website and mobile site belong to Asperabroker.com or its designated person and are under the protection of national and international law. Visiting this website and mobile site or using the services on this site does not give any right to such intellectual property rights. The User/Member accepts, declares and undertakes not to violate the intellectual property rights mentioned by visiting or using Asperabroker.com sites.

Any use, including reproduction, translation, storage or processing of the information on the site, requires the prior written consent and approval of Asperabroker.com. For this reason, the information on this website and mobile site cannot be reproduced, published, copied, presented and/or transferred in any way without the written permission of Asperabroker.com. All or part of the sites cannot be used on another website without permission.

Linking to this website is also prohibited without the written permission of Asperabroker.com.

8. Commencement of Insurance Coverage

Insurance coverage begins with the issuance of the insurance policy by the relevant insurance company under agreed conditions, the payment of the premium amount agreed to be deposited in advance, and is valid with the conditions in the special and general conditions of the policy. “Couvert” (cover) can be given by the insurance company before the policy is issued.

Other

You are responsible for all transactions made using the account name/number and password given to you. For this reason, keep your account name/number and password in a safe manner and do not share them with third parties in any way. If necessary, ask Asperabroker.com to change your account name/number and password.

Our website and mobile site can only be used for legal purposes and in compliance with the law. By using this site, you undertake to act in accordance with the law. Actions such as making false statements to gain unfair advantage, concealing existing damages and pretending they happened at a later date, using fake names and credit cards create criminal liability. Gencsigorta.com is authorized to take measures it deems appropriate, such as banning access to sites, making complaints, etc. in order to prevent such behaviors.

Asperabroker.com is completely free to accept or refuse to provide a requested service.

The "links" established on our web / mobile site or from our web / mobile site are the links with which we are in a legal relationship with other persons and organizations or that we undertake the actions and reliability of these persons and organizations, act on their behalf or authorize them in any matter or their actions and actions. does not mean that we are responsible for its actions. Any commitment not made directly by us is not binding on Asperabroker.com.

Asperabroker.com does not guarantee that the information on this website and mobile site will be complete and accurate or that the page will be accessed without interruption. Statements on this website and mobile site shall not be considered as a legal commitment and are not binding. No warranty, implied, express or legal, is made with this information, including but not limited to warranties of non-infringement of third party rights, ownership, merchantability, fitness for a particular purpose, and/or computer virus-freeness.

All kinds of information and documents on this website and mobile site are provided by Asperabroker.com for information purposes only, and their accuracy and content are not guaranteed by us. For this reason, Asperabroker.com cannot be held responsible for any direct and/or indirect material, moral damages and expenses, and damages that may be incurred by third parties due to the transactions made based on this information and documents.

Any failure, error, deficiency, interruption, delay in transmission, computer virus, line or system failure during the use of the mobile site of this website, or any damages, losses and expenses arising directly or indirectly as a result of force majeure. Asperabroker.com and/or its employees cannot be liable for any damage even if they have been informed of the possibility of such damage. In line with this information, Asperabroker.com is in no way responsible for any errors, material or moral damages that may arise from the information and visual materials contained in the content of this site.

All information contained herein is subject to change without notice. Asperabroker.com may cancel or change any part of its sites at any time, or limit access to certain features and information on the sites or parts of its sites without notice.

Although Asperabroker.com has taken the virus protection measures of its sites, it does not give any guarantee in this regard. The user is advised to take the necessary precautions to protect against viruses.

Visitors and members who use the content and various services offered by using the Asperabroker.com website and mobile site can only transact on the site for legal, personal or corporate purposes. The legal and penal responsibility for the transactions made by the users on Asperabroker.com belongs to them. Every user will not engage in any work or action that may infringe on the rights of Asperabroker.com and/or another third party, will not disclose written, visual and auditory information, and that any written, visual and audio information disclosed to Asperabroker.com will be sent to Asperabroker.com. Asperabroker.com accepts, declares and undertakes that it has the exclusive right to be used, processed, stored, disclosed and disclosed to third parties in any way at the time of disclosure.

Customer information may be disclosed to official authorities if this information is duly requested by official authorities and in cases where it is obliged to make a statement to official authorities in accordance with the provisions of the mandatory legislation in force.

In case of a dispute due to the services you will receive from all communication channels of Asperabroker.com, Turkish law will be applied and Istanbul (central) courts and enforcement offices will be authorized.

Privacy Policy

The way in which the information we obtain regarding you and the services you request will be used and protected during your visit to this website and your use of the services we provide through this site is subject to the conditions set forth in this 'Privacy Policy'. By visiting this website and requesting to benefit from the services we offer through this website, you accept the terms set forth in this 'Privacy Policy'.

1. Use and Protection of Information

Our website is equipped with an 'SSL' system for the security of the information entered. Therefore, the information provided can not be seen by other people on the internet. This protection is not effective for information sent via e-mail. The information we obtain about our members is kept confidential with the same care we show for our own trade secrets. This information can only be accessed by the personnel of our company and insurance companies in order to fulfill the service requested by our member and to the extent required by the service.

At the bottom of the e-mails sent from Asperabroker.com, click “If you do not want to receive e-mails from Asperabroker.com.” You can easily unsubscribe from the e-mail list by clicking the link, sending an e-mail to [email protected] or calling our Insurance Support Line at 0212 999 08 61, again by sending an e-mail to [email protected] or 0212 999 08 You can call our Insurance Support Line at number 61 and say that you do not want to receive the SMSs we send from time to time to inform you about our services and the status of your policy.

2. Information Resources

The information we obtain about you is intended to ensure that we provide you with the most appropriate service and to continuously improve the quality of these services. This information is provided in the following three ways.

a. Information Provided by You

The information you provide to us by using our website or by other means such as e-mail, fax, is received and recorded by us. The information obtained in this way is the information you provide to us with your free will. You are free to provide us with this information, but we recommend that you provide all the information requested on our website so that we can provide you with faster, more accurate, effective and quality service. In addition, it should be taken into account that if you do not provide the mandatory information required by the service you request, it will not be possible to fulfill your request. It is your responsibility to ensure that the information you provide is correct and complete. Do not provide false, misleading or incomplete information. Giving false, misleading or incomplete information or making statements, the validity of the insurance you requested, may affect our and/or the insurer's liability to you and/or the insured, and policy-based claims for insurance claims. In such a case, Asperabroker.com and Aspera Brokerlik do not accept any responsibility. If Asperabroker.com and Aspera Brokerlik suffer any loss due to your incorrect, misleading or incomplete information, it is your responsibility to indemnify this loss.

b. Automatically Provided Information

It is the information obtained during your previous visits to our site and the services you receive through the identification system called 'cookies', which allows our computers and operating systems to automatically recognize you during your visit to our website. In the 'help' menu of your computer you can find what you need to do to restrict or disable this feature completely. However, we recommend that you leave this feature turned on, as the information we obtain in this way will be used to provide faster and higher quality service to you.

c. Information from Other Sources

It is the information obtained from sources such as TRAMER, SAGMER and trade registry, from the insurance companies that you have insured for, for the purpose of renewing your insurance policies on time and keeping your information such as address and phone number up to date.

3. Other Terms of Use

Anyone who visits our website and/or requests service other than the conditions specified here is deemed to have read the provisions stated in the 'User Agreement' section and accepted the content exactly. The provisions in the 'Privacy Policy' and 'User Agreement' sections and the changes made by Asperabroker.com and Aspera Brokerlik in these provisions from time to time constitute the entire legal relationship between Asperabroker.com and Aspera Brokerlik and you and bind the parties. Unless otherwise agreed in writing, no claim can be made and no right can be asserted against Asperabroker.com and Aspera Brokerlik.

Aspera Insurance and Reinsurance Brokerage Inc.

Address: Sahrayıcedit Mah. Ataturk Cad. No:69 Interior Door No:62 Kadıköy/Istanbul

Phone: 0212 999 08 61

Email: [email protected]

Working Hours: Weekdays, 09:00 – 18:00 (excluding public holidays)

For all your questions, comments and suggestions; You can reach us at any time of the day by calling our Insurance Support Line at 0212 999 08 61 or sending an e-mail to [email protected].